Institutional Life is dedicated to providing best-in-class life settlement services to institutional and private longevity-risk investors. We offer a full suite of solutions through three distinct business lines: servicing, provider origination and analytics. We respond to the unique needs of each client through focused attention to detail and propriety.

Solutions

Servicing

Institutional Life is committed to data privacy and compliance. Our systems are proprietary and designed to satisfy the investing and compliance rigors of the most sophisticated market participants, with an emphasis on process control and business continuity. Our cloud-based servicing platform gives clients secure, 24/7 access to their portfolios with real-time ability to run customized reports, access documents, monitor servicing compliance status, or publish a complete data-room.

Provider Origination

Institutional Life operates as a life settlement provider in 41 states, the District of Columbia, and Puerto Rico. Each year we process thousands of policy submissions representing billions of dollars of face value through a broad network of financial intermediaries as well as direct sellers. Our closing process is designed to be proactive and efficient, combining customized Salesforce technology with user-friendly closing documentation.

Analytics

Institutional Life provides valuation, premium optimization and related underwriting services. We assess longevity risk using industry standard methods as well as proprietary actuarial tables. Data confidentiality and client discretion are central tenets of each of our business activities.